TravelRewardsAmerican Express

Marriott Bonvoy American Express Card

American Express

Hotel rewards card with annual free night award, 5X at Marriott, and elite status benefits.

The Marriott Bonvoy American Express Card is a American Express American Express card with a $120 annual fee. It earns 5 Marriott Bonvoy points per $1 on Eligible purchases at participating Marriott Bonvoy hotels. Listed welcome offer value: Up to 70,000 Marriott Bonvoy points.

Last updated October 8, 2026Source: issuer page

Key facts

Annual fee: $120
Purchase interest rate: 21.99%
Cash advance rate: 21.99%
Earn rates: 5 Marriott Bonvoy points per $1 on Eligible purchases at participating Marriott Bonvoy hotels; 2 Marriott Bonvoy points per $1 on All other purchases
Welcome offer: Up to 70,000 Marriott Bonvoy points
Foreign transaction fee: Not listed
Income requirement: Not listed

How this score is calculated

Formula

Net annual value(50%)2.9
Welcome bonus(15%)5.0
Foreign transaction fee(10%, dropped)—
Insurance & perks(15%)0.6
Purchase interest rate(10%)2.5

What are the fees and rates?

Verified 2026-10-08

Annual Fee

$120

Additional card: $0

Purchase Interest Rate

21.99%

Cash advance: 21.99%

Foreign Transaction Fee

Not listed

What rewards does this card earn?

The Marriott Bonvoy American Express Card earns 5 Marriott Bonvoy points per $1 on Eligible purchases at participating Marriott Bonvoy hotels.

Eligible purchases at participating Marriott Bonvoy hotels

5 Marriott Bonvoy points per $1

All other purchases

2 Marriott Bonvoy points per $1

Is there a welcome offer?

Yes. The listed welcome offer value is Up to 70,000 Marriott Bonvoy points.

Up to 70,000 Marriott Bonvoy points: 60,000 with $3,000 net purchases in 3 months, plus 10,000 with $500 net purchases in month 13

Value: Up to 70,000 Marriott Bonvoy points

Not available to current or former cardmembers

Pros

Annual Free Night Award
5X at Marriott hotels
Silver Elite status + 15 Elite Night Credits
Points never expire

Cons

$120 annual fee
Points best for Marriott stays
Amex acceptance limited

What perks are included?

Annual Free Night Award after card anniversary
Complimentary Marriott Bonvoy Silver Elite status
15 Elite Night Credits per year
Gold Elite status with 10 qualifying paid nights
Points don't expire

What insurance is included?

Travel Coverage

Shopping Coverage

Frequently asked questions

What is the annual fee on the Marriott Bonvoy American Express Card?

The Marriott Bonvoy American Express Card has a $120 annual fee.

What rewards does the Marriott Bonvoy American Express Card earn?

5 Marriott Bonvoy points per $1 on Eligible purchases at participating Marriott Bonvoy hotels; 2 Marriott Bonvoy points per $1 on All other purchases

What is the purchase interest rate on the Marriott Bonvoy American Express Card?

The purchase interest rate is 21.99%. The cash advance rate is 21.99%.

Is there a welcome offer on the Marriott Bonvoy American Express Card?

Up to 70,000 Marriott Bonvoy points: 60,000 with $3,000 net purchases in 3 months, plus 10,000 with $500 net purchases in month 13 Listed value: Up to 70,000 Marriott Bonvoy points.

Last updated October 8, 2026Source: issuer page

Annual Fee

$120

Apply Now

On American Express's secure website