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Best Simplii Credit Cards

Simplii has 1 credit card in our database. The highest-rated is the Simplii Financial Cash Back Visa (3.1/5), with no annual fee.

Simplii Financial (owned by CIBC) offers no-fee banking and credit cards with strong cash back rates on dining and everyday purchases.

Last updated October 9, 2026Source: Simplii Financial Cash Back Visa issuer page

Key facts

Annual fee
$0
Purchase interest rate
21.99%
Cash advance rate
22.99%
Earn rates
4% cash back on Restaurants, bars, coffee shops (Up to $5,000/year spend); 1.5% cash back on Gas, groceries, drugstores, pre-authorized payments (Up to $15,000/year spend); 0.5% cash back on All other purchases (Unlimited)
Welcome offer
Up to $100 cash back
Foreign transaction fee
2.5%
Income requirement
$15,000

Which card earns me the most?

Enter monthly spend by category. We rank cards by estimated net annual value from the earn rates in our data.

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Showing 1 Simplii credit card

Annual Fee$0

Welcome bonus: Up to $100 cash back

Frequently asked questions

What is the best Simplii credit card?

Simplii has 1 credit card in our database. The highest-rated is the Simplii Financial Cash Back Visa (3.1/5), with no annual fee.

Does Simplii offer a no-annual-fee credit card?

Yes. Simplii Financial Cash Back Visa has no annual fee in our data.

What income do you need for an Simplii credit card?

Listed personal income requirements start at $15,000. Some cards also list a household income alternative.