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Best American Express Credit Cards

American Express has 6 credit cards in our database. The highest-rated is the SimplyCash Preferred Card from American Express (3.9/5), with a $120 annual fee.

American Express offers premium rewards cards with exceptional earn rates on dining, travel benefits, and transfer partners.

Last updated October 9, 2026Source: SimplyCash Preferred Card from American Express issuer page

Key facts

Annual fee
$120
Purchase interest rate
21.99%
Cash advance rate
21.99%
Earn rates
4% cash back on Gas (eligible stations in Canada); 4% cash back on Grocery (Up to $1,200 cash back/year ($30,000 spend), then 2%); 2% cash back on All other purchases
Welcome offer
Up to $250
Foreign transaction fee
Not listed
Income requirement
Not listed

Which card earns me the most?

Enter monthly spend by category. We rank cards by estimated net annual value from the earn rates in our data.

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Showing 6 American Express credit cards

Annual Fee$120

Welcome bonus: Up to $250

3.8
Annual Fee$192

Welcome bonus: $150+

Annual Fee$0

Welcome bonus: Up to $100 bonus cash back

Annual Fee$250

Welcome bonus: $600 towards travel

Annual Fee$120

Welcome bonus: Up to 70,000 Marriott Bonvoy points

Annual Fee$599

Welcome bonus: Up to 85,000 Aeroplan points

Frequently asked questions

What is the best American Express credit card?

American Express has 6 credit cards in our database. The highest-rated is the SimplyCash Preferred Card from American Express (3.9/5), with a $120 annual fee.

Does American Express offer a no-annual-fee credit card?

Yes. SimplyCash Card from American Express has no annual fee in our data.

What income do you need for an American Express credit card?

American Express cards in our database either list no minimum income or list it as none.