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Best CIBC Credit Cards

CIBC has 6 credit cards in our database. The highest-rated is the CIBC Dividend Visa Infinite Card (4.1/5), with a $120 annual fee.

CIBC credit cards include the Aventura travel rewards program and Dividend cash back cards with competitive earn rates.

Last updated October 9, 2026Source: CIBC Dividend Visa Infinite Card issuer page

Key facts

Annual fee
$120
Purchase interest rate
21.99%
Cash advance rate
22.99%
Earn rates
4% cash back on Eligible gas, EV charging, groceries; 2% cash back on Transportation, dining, recurring payments; 2% cash back on Travel booked via CIBC by Expedia; 1% cash back on All other purchases
Welcome offer
Up to $350 (or $850 with CIBC Smart Account bundle)
Foreign transaction fee
2.5%
Income requirement
$60,000 personal, or $100,000 household

Which card earns me the most?

Enter monthly spend by category. We rank cards by estimated net annual value from the earn rates in our data.

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Showing 6 CIBC credit cards

Annual Fee$120

Welcome bonus: Up to $350 (or $850 with CIBC Smart Account bundle)

Annual Fee$139

Welcome bonus: Up to $1,200 in travel value

Annual Fee$0

No annual fee (Costco Business membership required)

Annual Fee$0

No annual fee (Costco membership required)

Annual Fee$0

Welcome bonus: Up to $125

Annual Fee$0

Welcome bonus: Student discount access

Frequently asked questions

What is the best CIBC credit card?

CIBC has 6 credit cards in our database. The highest-rated is the CIBC Dividend Visa Infinite Card (4.1/5), with a $120 annual fee.

Does CIBC offer a no-annual-fee credit card?

Yes. CIBC Costco Business Mastercard, CIBC Costco Mastercard, CIBC Adapta Mastercard for Students, CIBC Dividend Visa Card for Students have no annual fee in our data.

What income do you need for an CIBC credit card?

Listed personal income requirements start at $60,000. Some cards also list a household income alternative.