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Best BMO Credit Cards
BMO has 3 credit cards in our database. The highest-rated is the BMO CashBack World Elite Mastercard (4.0/5), with a $139 annual fee.
Bank of Montreal provides competitive rewards cards including the BMO CashBack and BMO eclipse series with strong everyday earning rates.
Last updated October 9, 2026Source: BMO CashBack World Elite Mastercard issuer page
Key facts
- Annual fee
- $139
- Purchase interest rate
- 21.99%
- Cash advance rate
- 23.99%
- Earn rates
- 5% cash back on Groceries (Up to $500/statement period); 4% cash back on Transit (including rideshare) (Up to $300/statement period); 3% cash back on Gas & EV charging (Up to $300/statement period); 2% cash back on Recurring bill payments (Up to $500/statement period); 1% cash back on All other purchases
- Welcome offer
- $650
- Foreign transaction fee
- 2.5%
- Income requirement
- $80,000 personal, or $150,000 household
Showing 3 BMO credit cards