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Best National Bank Credit Cards

National Bank has 2 credit cards in our database. The highest-rated is the National Bank Platinum Mastercard (3.6/5), with a $70 annual fee.

National Bank of Canada offers credit cards with unique benefits including exclusive Montreal airport lounge access.

Last updated October 9, 2026Source: National Bank Platinum Mastercard issuer page

Key facts

Annual fee
$70
Purchase interest rate
20.99%
Cash advance rate
22.49%
Earn rates
2 pts/$1 on Groceries & restaurants (On first $1,000 gross monthly account purchases, then 1.5 pts/$1); 1.5 pts/$1 on Gas, EV charging, recurring bills, À la carte Travel; 1 pt per $1.50 on All other purchases
Welcome offer
Up to $290+ travel value + $70 fee waiver
Foreign transaction fee
2.5%
Income requirement
No minimum listed

Which card earns me the most?

Enter monthly spend by category. We rank cards by estimated net annual value from the earn rates in our data.

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Showing 2 National Bank credit cards

1Top Pick
National Bank Platinum Mastercard

National Bank

3.6
Annual Fee$70

Welcome bonus: Up to $290+ travel value + $70 fee waiver

Annual Fee$150

Free unlimited National Bank Lounge access at YUL Montrea...

Frequently asked questions

What is the best National Bank credit card?

National Bank has 2 credit cards in our database. The highest-rated is the National Bank Platinum Mastercard (3.6/5), with a $70 annual fee.

Does National Bank offer a no-annual-fee credit card?

None of the National Bank cards we currently list have a $0 annual fee.

What income do you need for an National Bank credit card?

Listed personal income requirements start at $80,000. Some cards also list a household income alternative.