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Best PC Financial Credit Cards
PC Financial has 1 credit card in our database. The highest-rated is the PC World Elite Mastercard (2.7/5), with no annual fee.
PC Financial's Mastercard cards earn PC Optimum points at Loblaw stores and Shoppers Drug Mart with no annual fee.
Last updated October 8, 2026Source: PC World Elite Mastercard issuer page
Key facts
- Annual fee
- $0
- Purchase interest rate
- 21.99%
- Cash advance rate
- 22.97%
- Earn rates
- Up to 4.5% in PC Optimum points (45 points/$1) on Shoppers Drug Mart / Pharmaprix; Up to 3% in PC Optimum points (30 points/$1) on Loblaw grocery stores (No Frills, Real Canadian Superstore, Loblaws, etc.); Up to 3% in PC Optimum points (30 points/$1) on Joe Fresh stores; At least 3¢/L in PC Optimum points (30+ points/L) on Esso & Mobil gas stations; 1% in PC Optimum points (10 points/$1) on Dining, transit, all other purchases
- Welcome offer
- $50
- Foreign transaction fee
- 2.5%
- Income requirement
- $80,000 personal, or $150,000 household
Showing 1 PC Financial credit card