A dated tracker of welcome offers on cards in our data. Each row is either the current wording from the issuer’s official page, or plainly marked as not confirmed. Annual fees come from our card data, not from marketing totals that mix fee waivers with bonuses. Refresh the structured offer file weekly; this page is generated from it.
Last updated November 9, 2026Source: RBC Avion Visa Infinite issuer page
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| Card | Issuer | Welcome offer | Ends | Annual fee | Last verified |
|---|---|---|---|---|---|
| RBC Avion Visa Infinite | RBC | Get up to 70,000 Avion points — a travel value of up to $1,500. Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, and 15,000 one-time anniversary bonus points. Apply by November 25, 2026. | Apply by 25 November 2026 | $120 | November 9, 2026 |
| Tangerine Money-Back Credit Card | Tangerine | Get a bonus 10% cash back — up to $100 — for purchases made in the first 2 months. The offer is only available to new Tangerine Credit Card Account holders who apply for a Tangerine Money-Back Credit Card by November 30, 2026, activate their Account within 45 days of approval, and have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the card is activated. | Apply by 30 November 2026 | $0 | November 9, 2026 |
| Tangerine Money-Back World Mastercard | Tangerine | Get $120 with a Money-Back World Mastercard. Spend $1,500 in your first 3 months to enjoy this Bonus. The offer is only available to new Tangerine Money-Back World Mastercard Account holders who apply by November 30, 2026, activate their Account within 45 days of approval, and have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the card is activated. | Apply by 30 November 2026 | $0 | November 9, 2026 |
| PC World Elite Mastercard | PC Financial | Offer valid for new President’s Choice Financial Mastercard cardholders who apply by December 31, 2026. Earn a one-time bonus of 50,000 PC Optimum points when you spend $100 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop stores, Joe Fresh stores, Shoppers Drug Mart stores, Pharmaprix stores, Esso or Mobil stations in Canada within 60 days of account approval. | Apply by 31 December 2026 | $0 | November 9, 2026 |
| Scotiabank Gold American Express Card | Scotiabank | Get up to 65,000 bonus Scene+ points — that’s up to $650 you can redeem toward travel, groceries, dining, and more. Start with 40,000 bonus Scene+ points when you spend at least $2,000 on eligible purchases in your first 3 months, then 25,000 more when you spend at least $7,500 on eligible purchases in your first 12 months. Open a new Scotiabank Gold American Express credit card account between November 2, 2026, and January 3, 2027. | Accounts opened 2 November 2026–3 January 2027 | $120 | November 9, 2026 |
| Scotiabank Passport Visa Infinite+ Card | Scotiabank | Get up to 45,000 bonus Scene+ points — that’s up to $450 you can redeem toward travel, groceries, dining, and more. Start with 15,000 bonus Scene+ points when you spend at least $3,000 on eligible purchases in your first 3 months, then 20,000 more when you spend at least $10,000 on eligible purchases in your first 6 months. Open a new Scotiabank Passport Visa Infinite + credit card account between November 2, 2026, and January 3, 2027. | Accounts opened 2 November 2026–3 January 2027 | $150 | November 9, 2026 |
| RBC ION+ Visa | RBC | Get 14,000 Avion points — that’s $100 of value in gift cards. Apply by January 12, 2027. | Apply by 12 January 2027 | $48 | November 9, 2026 |
| RBC Visa Classic Low Rate Option | RBC | Enjoy a 1.9% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year. Apply by January 12, 2027. | Apply by 12 January 2027 | $20 | November 9, 2026 |
| Tangerine Rewards World Elite Mastercard | Tangerine | 50,000 bonus Scene+ points ($500 in Scene+ points) for new clients who spend $5,000 in Net Purchases within the first 3 months. The offer is only available to new Tangerine Rewards World Elite Mastercard account holders who have not been Primary Cardholders of this card previously, apply by January 31, 2027, and have a total of $5,000 in total Net Purchases posted to their Account within the 90-day period beginning on the date the Account is opened. | Apply by 31 January 2027 | $120 | November 9, 2026 |
| National Bank World Elite Mastercard | National Bank | Sign up for a National Bank World Elite Mastercard credit card and you could receive up to 35,000 rewards points following enrollment. Length of the welcome promotion: from November 5, 2026, to March 31, 2027. | 5 November 2026–31 March 2027 | $150 | November 9, 2026 |
| Scotia Momentum No-Fee Visa Card | Scotiabank | The 5% Cash Back and Introductory 0.99% Balance Transfer Rate Offer applies to new Scotia Momentum No-Fee Visa credit card accounts opened between November 2, 2026, and April 30, 2027. You will earn 5% cash back on the first $2,000 in eligible purchases you spend on your new Account within the first 3 months of the Account open date. Plus a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance). | Accounts opened 2 November 2026–30 April 2027 | $0 | November 9, 2026 |
| Scotia Momentum Visa Infinite Card | Scotiabank | Get 10% cash back for your first 3 months on the first $2,000 in purchases — that’s up to $200 back. Plus, get a 0% introductory interest rate on balance transfers for the first 12 months (plus a 2% fee per cash advance), and no annual fee in the first year, including on additional cards. Open a new Scotia Momentum Visa Infinite + credit card account between November 2, 2026, and April 30, 2027. | Accounts opened 2 November 2026–30 April 2027 | $120 | November 9, 2026 |
| American Express Cobalt Card | American Express | Earn up to 15,000 Membership Rewards points by earning 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cobalt Cardmember. This could add up to 15,000 points in a year. Current or former Cardmembers with this Card are not eligible for this offer. | Not stated | $191.88 | November 9, 2026 |
| American Express Gold Rewards Card | American Express | Earn 60,000 Membership Rewards points by earning 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 on your Card in your first year as a new American Express Gold Rewards Cardmember. This could add up to 60,000 points in a year. Current or former Cardmembers with this Card are not eligible for this offer. | Not stated | $250 | November 9, 2026 |
| SimplyCash Card from American Express | American Express | Earn up to $100 in statement credits. New SimplyCash Card from American Express Cardmembers can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card in your first 10 months. That could add up to $100 in statement credits. Not available to current or former SimplyCash Cardmembers. | Not stated | $0 | November 9, 2026 |
| SimplyCash Preferred Card from American Express | American Express | Earn up to $400 in statement credits. New SimplyCash Preferred Card from American Express Cardmembers can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card in your first 10 months. That could add up to $400 in statement credits. Not available to current or former SimplyCash Preferred Cardmembers. | Not stated | $119.88 | November 9, 2026 |
| BMO Ascend World Elite Mastercard | BMO | Limited time offer. Our best offer, up to $1,900. This includes: up to 115,000 BMO Rewards Welcome Bonus Points; up to $200 NEXUS Statement Credit in your first year; Mastercard Travel Pass and 4 complimentary lounge passes; no annual fee in the first year for both the Primary Cardholder and Authorized Users. | Not stated | $150 | November 9, 2026 |
| BMO CashBack World Elite Mastercard | BMO | Our best offer, up to $650. This includes: $40 in cash back each month when you spend a minimum of $2,000 in your first year; $139 annual fee rebate in your first year; $75 market value Roadside Assistance. The annual fee is waived in the first year. | Not stated | $139 | November 9, 2026 |
| BMO eclipse Visa Infinite Card | BMO | Our best offer, up to $1,150. This includes: up to 70,000 bonus points; $20 monthly streaming subscription credits in your first year; no annual fee in your first year; $50 Anniversary Lifestyle Credit. | Not stated | $120 | November 9, 2026 |
| CIBC Adapta Mastercard for Students | CIBC | Receive a Welcome Bonus of 3,000 Adapta Points after your first purchase (up to $25 value). Earn 9,000 Adapta Points (up to $75 value) when you spend $1,000 within the first 4 monthly statement periods. A 3,000 Adapta Points bonus for setting up one recurring bill payment within the first 4 monthly statements (up to $25 value). | Not stated | $0 | November 9, 2026 |
| CIBC Aventura Visa Infinite | CIBC | 15,000 Aventura Points when you make your first purchase. 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods. 15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods. | Not stated | $139 | November 9, 2026 |
| CIBC Costco Business Mastercard | CIBC | You’ll receive a $100 Welcome Bonus when you spend $3,000 or more within 120 days of opening. | Not stated | $0 | November 9, 2026 |
| CIBC Dividend Visa Card for Students | CIBC | Join and earn up to $125 cash back. | Not stated | $0 | November 9, 2026 |
| CIBC Dividend Visa Infinite Card | CIBC | Earn a 10% cash back welcome bonus of up to $200 for the first 4 statements on net purchases up to $2,000. A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statement periods. | Not stated | $120 | November 9, 2026 |
| MBNA Rewards Platinum Plus Mastercard | MBNA | 5,000 bonus points ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening, and 5,000 bonus points ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening. | Not stated | $0 | November 9, 2026 |
| MBNA Smart Cash World Mastercard | MBNA | Earn 5% Cash Back on gas and groceries for the first 6 months on eligible gas and groceries purchases (2% Cash Back, $500 monthly spend cap). | Not stated | $39 | November 9, 2026 |
| RBC Cash Back Mastercard | RBC | Receive 5% extra cash back. | Not stated | $0 | November 9, 2026 |
| Simplii Financial Cash Back Visa | Simplii | Double your cash back in your first 3 months (up to $80) at eligible restaurants, bars and coffee shops. This 8% cash back offer (an incremental 4% on top of the usual 4%) applies to new cardholders who apply and are approved beginning October 26, 2026. The incremental 4% applies on eligible restaurant, bar and coffee shop purchases during your first 3 monthly statement periods or $1,000 in total restaurant, bar and coffee shop purchases (equal to $40 bonus cash back), whichever comes first. | Not stated | $0 | November 9, 2026 |
| TD Aeroplan Visa Infinite | TD | Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card. Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening. Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening. To receive the first-year Annual Fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. | Not stated | $139 | November 9, 2026 |
| TD Cash Back Visa Infinite | TD | 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500. Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. | Not stated | $139 | November 9, 2026 |
| TD First Class Travel Visa Infinite | TD | Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card. Earn 140,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening. To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. | Not stated | $139 | November 9, 2026 |
| American Express Aeroplan Reserve Card | American Express | No current offer confirmed | — | $599 | November 9, 2026 |
| Marriott Bonvoy American Express Card | American Express | No current offer confirmed | — | $120 | November 9, 2026 |
| CIBC Costco Mastercard | CIBC | No current offer confirmed | — | $0 | November 9, 2026 |
| National Bank Platinum Mastercard | National Bank | No current offer confirmed | — | $70 | November 9, 2026 |
Rows are generated from the welcome-offer tracker file plus annual fees in our card data. Confirmed offers are quoted from the issuer page we checked on November 9, 2026. “Ends” is the apply-by date or offer window when the issuer states one; “Not stated” means the issuer page did not give an end date. “—” means we could not confirm a current offer.
Ranked here with confirmed offers first, soonest stated end date first. This is not a score ranking. See How we rank for scores and the spending calculator for a custom mix.
Last verified on this page is November 9, 2026. Each table row repeats that date. We re-check issuer pages to refresh the tracker; we do not invent a bonus when the page is unclear.
Annual fee is the listed fee in our card data (RBC Avion Visa Infinite $120, Tangerine Money-Back Credit Card $0, and Tangerine Money-Back World Mastercard $0 are examples). A first-year waiver is part of the offer text when the issuer states one. It is not subtracted from the fee column.
Value figures in issuer copy (for example “up to $650”) are the issuer’s own marketing totals. Our scores use the welcome value stored on the card record — see How we rank. Those two numbers are not always the same.
Run spend on the spending calculator if you are choosing a card for ongoing rewards rather than the bonus alone.
4 cards are marked “No current offer confirmed”: American Express Aeroplan Reserve Card, Marriott Bonvoy American Express Card, CIBC Costco Mastercard, and National Bank Platinum Mastercard.
The National Bank Platinum Mastercard product page still described a welcome promotion whose stated window ended 4 November 2026. We do not treat an expired window as current. The American Express Aeroplan Reserve and Marriott Bonvoy product pages did not yield quoteable welcome-offer copy when we loaded them today (the Reserve page required consent we could not pass). The CIBC Costco Mastercard listing we checked did not state a welcome bonus.
We do not copy last month’s bonus forward. If an issuer later posts a current offer, add it to the tracker file.
This tracker only covers cards in our data. RBC’s offers hub also names WestJet, Avion Privilege, Avion Platinum, ION (non-plus), and other products we do not review. We do not add those rows.
31 confirmed offers among cards we cover: RBC Avion Visa Infinite, Tangerine Money-Back Credit Card, Tangerine Money-Back World Mastercard, PC World Elite Mastercard, Scotiabank Gold American Express Card, Scotiabank Passport Visa Infinite+ Card, RBC ION+ Visa, RBC Visa Classic Low Rate Option, Tangerine Rewards World Elite Mastercard, National Bank World Elite Mastercard, Scotia Momentum No-Fee Visa Card, Scotia Momentum Visa Infinite Card, American Express Cobalt Card, American Express Gold Rewards Card, SimplyCash Card from American Express, SimplyCash Preferred Card from American Express, BMO Ascend World Elite Mastercard, BMO CashBack World Elite Mastercard, BMO eclipse Visa Infinite Card, CIBC Adapta Mastercard for Students, CIBC Aventura Visa Infinite, CIBC Costco Business Mastercard, CIBC Dividend Visa Card for Students, CIBC Dividend Visa Infinite Card, MBNA Rewards Platinum Plus Mastercard, MBNA Smart Cash World Mastercard, RBC Cash Back Mastercard, Simplii Financial Cash Back Visa, TD Aeroplan Visa Infinite, TD Cash Back Visa Infinite, and TD First Class Travel Visa Infinite.
All figures verified from issuer websites as of 2026-11-09. Terms and offers may change—always confirm on the issuer's site before applying.