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Best Travel Rewards Credit Cards in Canada

The best travel credit card in Canada on this site is the Scotiabank Gold American Express Card because it has a $120 annual fee and 6 Scene+ points per $1 on Sobeys, Safeway, FreshCo, Foodland & more.

Travel rewards credit cards help you earn points or miles that can be redeemed for flights, hotels, and other travel expenses. Many also include valuable travel perks like airport lounge access, travel insurance, and no foreign transaction fees. These cards are perfect for frequent travellers looking to maximise their spending.

Last updated October 9, 2026Source: Scotiabank Gold American Express Card issuer page

Which card earns me the most?

Enter monthly spend by category. We rank cards by estimated net annual value from the earn rates in our data.

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Key facts

Annual fee
$120
Purchase interest rate
21.99%
Cash advance rate
22.99%
Earn rates
6 Scene+ points per $1 on Sobeys, Safeway, FreshCo, Foodland & more; 5 Scene+ points per $1 on Dining, food delivery, food subscriptions, other eligible grocery; 5 Scene+ points per $1 on Entertainment; 3 Scene+ points per $1 on Gas, transit (rideshare, bus, taxi, subway); 3 Scene+ points per $1 on Streaming; Up to 4 Scene+ points per $1 on Travel (1 + up to 3 extra via Scene+ Travel); 1 Scene+ point per $1 on All other purchases
Welcome offer
50,000 Scene+ points
Foreign transaction fee
None
Income requirement
$12,000
Annual Fee$120

Welcome bonus: 50,000 Scene+ points

Annual Fee$139

Welcome bonus: 160,000 TD Rewards points

3.8
Annual Fee$192

Welcome bonus: $150+

Annual Fee$70

Welcome bonus: Up to $290+ travel value + $70 fee waiver

Annual Fee$150

Free unlimited National Bank Lounge access at YUL Montrea...

Annual Fee$120

Welcome bonus: Up to $1,220 first year value

Annual Fee$139

Welcome bonus: Up to $1,200 in travel value

Annual Fee$150

Welcome bonus: Up to $1,250 first year value

Annual Fee$120

Welcome bonus: $700+

Annual Fee$139

Welcome bonus: $1,550

Annual Fee$250

Welcome bonus: $600 towards travel

Annual Fee$150

Welcome bonus: Up to $1,900

Annual Fee$120

Welcome bonus: Up to 70,000 Marriott Bonvoy points

Annual Fee$599

Welcome bonus: Up to 85,000 Aeroplan points

How do we rank travel cards?

Travel cards are listed by overall score, highest first. The score is the same formula used on every card page โ€” it is not reweighted for travel.

Frequently asked questions

What is the best travel credit card in Canada?

The best travel credit card in Canada on this site is the Scotiabank Gold American Express Card because it has a $120 annual fee and 6 Scene+ points per $1 on Sobeys, Safeway, FreshCo, Foodland & more.

Do travel credit cards have annual fees?

All 14 travel cards we currently list have an annual fee in our data.

How We Rank

Travel cards are listed by overall score, highest first. The score is the same formula used on every card page โ€” it is not reweighted for travel.

Read our full methodology โ†’