TravelRewardsVisa

TD First Class Travel Visa Infinite

Premium travel rewards card with up to 8X points on travel bookings, substantial welcome bonus, and comprehensive travel insurance.

The TD First Class Travel Visa Infinite is a TD Visa card with a $139 annual fee. It earns 8 TD Rewards points per $1 on Travel via Expedia for TD. Listed welcome offer value: 160,000 TD Rewards points.

Last updated October 9, 2026Source: issuer page

Key facts

Annual fee: $139
Purchase interest rate: 21.99%
Cash advance rate: 22.99%
Earn rates: 8 TD Rewards points per $1 on Travel via Expedia for TD; 6 TD Rewards points per $1 on Groceries, dining, public transit; 4 TD Rewards points per $1 on Recurring bills, streaming, digital gaming; 2 TD Rewards points per $1 on All other purchases
Welcome offer: 160,000 TD Rewards points
Foreign transaction fee: 2.5%
Income requirement: $60,000 personal, or $100,000 household

How this score is calculated

Formula

Net annual value(50%)4.1
Welcome bonus(15%)5.0
Foreign transaction fee(10%)2.5
Insurance & perks(15%)3.8
Purchase interest rate(10%)2.5

What are the fees and rates?

Verified 2026-10-09

Annual Fee

$139

Additional card: $50

Purchase Interest Rate

21.99%

Cash advance: 22.99%

Minimum Income

$60,000 personal

or $100,000 household

Foreign Transaction Fee

2.5%

What rewards does this card earn?

The TD First Class Travel Visa Infinite earns 8 TD Rewards points per $1 on Travel via Expedia for TD.

Travel via Expedia for TD

8 TD Rewards points per $1

Groceries, dining, public transit

6 TD Rewards points per $1

Recurring bills, streaming, digital gaming

4 TD Rewards points per $1

All other purchases

2 TD Rewards points per $1

Is there a welcome offer?

Yes. The listed welcome offer value is 160,000 TD Rewards points.

Up to 160,000 TD Rewards Points: 20,000 on first purchase, 140,000 after $7,500 in 180 days, plus first year annual fee rebate

Value: 160,000 TD Rewards points

Activate and make first purchase within 3 months

Pros

Massive 160,000 point welcome bonus potential
8X points via Expedia for TD travel portal
6X on groceries, dining, transit
4 airport lounge visits per year
$100 annual travel credit

Cons

$139 annual fee after first year
Best value booking through Expedia for TD

What perks are included?

4 complimentary airport lounge visits via Visa Airport Companion
$100 annual TD Travel Credit when booking $500+ at Expedia for TD
Annual birthday bonus up to 10,000 TD Rewards Points
Up to $2 million travel medical insurance (21 days)

What insurance is included?

Travel Emergency Medical – Up to $2M for 21 days

Trip Cancellation – Up to $1,500 per person, $5,000 max

Trip Interruption – Up to $5,000 per person, $25,000 max

Flight/Trip Delay – Up to $500 if delayed 4+ hours

Baggage Insurance

Auto Rental Collision – Up to 48 days

Mobile Device Insurance – Up to $1,000

Frequently asked questions

What is the annual fee on the TD First Class Travel Visa Infinite?

The TD First Class Travel Visa Infinite has a $139 annual fee.

What rewards does the TD First Class Travel Visa Infinite earn?

8 TD Rewards points per $1 on Travel via Expedia for TD; 6 TD Rewards points per $1 on Groceries, dining, public transit; 4 TD Rewards points per $1 on Recurring bills, streaming, digital gaming; 2 TD Rewards points per $1 on All other purchases

What is the purchase interest rate on the TD First Class Travel Visa Infinite?

The purchase interest rate is 21.99%. The cash advance rate is 22.99%.

Is there a welcome offer on the TD First Class Travel Visa Infinite?

Up to 160,000 TD Rewards Points: 20,000 on first purchase, 140,000 after $7,500 in 180 days, plus first year annual fee rebate Listed value: 160,000 TD Rewards points.