TravelRewardsVisa

TD Aeroplan Visa Infinite

The go-to card for Air Canada travellers with free checked bags for up to 9 people, substantial welcome bonus, and comprehensive travel insurance.

The TD Aeroplan Visa Infinite is a TD Visa card with a $139 annual fee. It earns 1.5 Aeroplan points per $1 on Gas, EV charging, grocery, Air Canada purchases. Listed welcome offer value: $1,550.

Last updated October 9, 2026Source: issuer page

Key facts

Annual fee: $139
Purchase interest rate: 21.99%
Cash advance rate: 22.99%
Earn rates: 1.5 Aeroplan points per $1 on Gas, EV charging, grocery, Air Canada purchases; 1.5 Aeroplan + 1 World of Hyatt point per $1 on Hyatt hotels (when linked); 1 Aeroplan point per $1 on All other purchases
Welcome offer: $1,550
Foreign transaction fee: 2.5%
Income requirement: $60,000 personal, or $100,000 household

How this score is calculated

Formula

Net annual value(50%)2.8
Welcome bonus(15%)5.0
Foreign transaction fee(10%)2.5
Insurance & perks(15%)3.1
Purchase interest rate(10%)2.5

What are the fees and rates?

Verified 2026-10-09

Annual Fee

$139

Additional card: $75

Purchase Interest Rate

21.99%

Cash advance: 22.99%

Minimum Income

$60,000 personal

or $100,000 household

Foreign Transaction Fee

2.5%

What rewards does this card earn?

The TD Aeroplan Visa Infinite earns 1.5 Aeroplan points per $1 on Gas, EV charging, grocery, Air Canada purchases.

Gas, EV charging, grocery, Air Canada purchases

1.5 Aeroplan points per $1

Hyatt hotels (when linked)

1.5 Aeroplan + 1 World of Hyatt point per $1

All other purchases

1 Aeroplan point per $1

Is there a welcome offer?

Yes. The listed welcome offer value is $1,550.

Up to 50,000 Aeroplan points: 10,000 on first purchase, 15,000 after $3,000 in 90 days, 25,000 anniversary bonus after $12,000 annual spend, plus first year annual fee rebate

Value: $1,550

Activate and make first purchase within 3 months

Pros

Massive welcome bonus up to 50,000 points
Free checked bags for cardholder plus 8 companions
NEXUS fee rebate
Comprehensive travel insurance
First year annual fee rebated

Cons

$139 annual fee ($75 additional cards)
Best value for frequent Air Canada flyers

What perks are included?

First checked bag free for you and up to 8 companions
$100 NEXUS application fee rebate every 48 months
Earn 1,000 SQC for every $20,000 in purchases (up to 25,000 SQC)
Up to $2 million travel medical insurance (21 days, 4 days if 65+)

What insurance is included?

Travel Emergency Medical – Up to $2M for 21 days

Trip Cancellation – Up to $1,500 per person, $5,000 max

Trip Interruption – Up to $5,000 per person, $25,000 max

Flight/Trip Delay – Up to $500 if delayed 4+ hours

Baggage Insurance – Up to $1,000 for delayed/lost

Auto Rental Collision – Up to 48 days

Mobile Device Insurance – Up to $1,000

Frequently asked questions

What is the annual fee on the TD Aeroplan Visa Infinite?

The TD Aeroplan Visa Infinite has a $139 annual fee.

What rewards does the TD Aeroplan Visa Infinite earn?

1.5 Aeroplan points per $1 on Gas, EV charging, grocery, Air Canada purchases; 1.5 Aeroplan + 1 World of Hyatt point per $1 on Hyatt hotels (when linked); 1 Aeroplan point per $1 on All other purchases

What is the purchase interest rate on the TD Aeroplan Visa Infinite?

The purchase interest rate is 21.99%. The cash advance rate is 22.99%.

Is there a welcome offer on the TD Aeroplan Visa Infinite?

Up to 50,000 Aeroplan points: 10,000 on first purchase, 15,000 after $3,000 in 90 days, 25,000 anniversary bonus after $12,000 annual spend, plus first year annual fee rebate Listed value: $1,550.