RewardsTravelMastercard

Tangerine Rewards World Elite Mastercard

Tangerine

Premium Scene+ card with excellent travel insurance, 4 lounge passes, and strong welcome + annual bonus potential.

The Tangerine Rewards World Elite Mastercard is a Tangerine Mastercard card with a $120 annual fee. It earns 1.5 Scene+ points per $1 on 3 chosen accelerator categories. Listed welcome offer value: Up to $1,220 first year value.

Last updated October 9, 2026Source: issuer page

Key facts

Annual fee: $120
Purchase interest rate: 20.95%
Cash advance rate: 22.95%
Earn rates: 1.5 Scene+ points per $1 on 3 chosen accelerator categories (Categories: Grocery, Restaurants, Gas, Entertainment, Furniture, Hotel, Drug Store, Recurring Bills, Home Improvement, Transit/Parking, E-Games, Fitness, Foreign Currency. Switch every 90 days.); 1 Scene+ point per $1 on All other purchases
Welcome offer: Up to $1,220 first year value
Foreign transaction fee: 2.5%
Income requirement: No minimum listed

How this score is calculated

Formula

Net annual value(50%)3.0
Welcome bonus(15%)5.0
Foreign transaction fee(10%)2.5
Insurance & perks(15%)4.4
Purchase interest rate(10%)3.0

What are the fees and rates?

Verified 2026-10-09

Annual Fee

$120

Additional card: $30

Purchase Interest Rate

20.95%

Cash advance: 22.95%

Foreign Transaction Fee

2.5%

What rewards does this card earn?

The Tangerine Rewards World Elite Mastercard earns 1.5 Scene+ points per $1 on 3 chosen accelerator categories.

3 chosen accelerator categories

Categories: Grocery, Restaurants, Gas, Entertainment, Furniture, Hotel, Drug Store, Recurring Bills, Home Improvement, Transit/Parking, E-Games, Fitness, Foreign Currency. Switch every 90 days.

1.5 Scene+ points per $1

All other purchases

1 Scene+ point per $1

Is there a welcome offer?

Yes. The listed welcome offer value is Up to $1,220 first year value.

50,000 Scene+ points ($500 value) for $5,000 net purchases in first 90 days. Plus 10,000 points ($100) annual bonus for $30,000 annual spend.

Value: Up to $1,220 first year value

Apply by January 31, 2027

Pros

Comprehensive travel insurance ($5M medical)
4 airport lounge passes
Flexible Scene+ redemption
50,000 point welcome bonus + annual bonus

Cons

$120 annual fee ($30 per authorized user)
Balance transfers treated as cash advances (22.95%)

What perks are included?

4 complimentary DragonPass lounge passes per year
Scene+ rewards for travel, movies, groceries
Shell fuel savings up to 10¢/L
FlexiRoam 3GB international data
10,000 annual bonus points at $30,000 spend

What insurance is included?

Travel Emergency Medical – Up to $5M, under 65, first 15 days

Trip Cancellation – Up to $2,000/person, $5,000/trip

Trip Interruption – Up to $2,000/person, $25,000/trip

Rental Car Insurance – Collision coverage

Mobile Device Insurance

Purchase Assurance & Extended Warranty

Frequently asked questions

What is the annual fee on the Tangerine Rewards World Elite Mastercard?

The Tangerine Rewards World Elite Mastercard has a $120 annual fee.

What rewards does the Tangerine Rewards World Elite Mastercard earn?

1.5 Scene+ points per $1 on 3 chosen accelerator categories (Categories: Grocery, Restaurants, Gas, Entertainment, Furniture, Hotel, Drug Store, Recurring Bills, Home Improvement, Transit/Parking, E-Games, Fitness, Foreign Currency. Switch every 90 days.); 1 Scene+ point per $1 on All other purchases

What is the purchase interest rate on the Tangerine Rewards World Elite Mastercard?

The purchase interest rate is 20.95%. The cash advance rate is 22.95%.

Is there a welcome offer on the Tangerine Rewards World Elite Mastercard?

50,000 Scene+ points ($500 value) for $5,000 net purchases in first 90 days. Plus 10,000 points ($100) annual bonus for $30,000 annual spend. Listed value: Up to $1,220 first year value.